Privacy Policy

1. What We Collect

When you sign in with Google, PayWatch requests read-only access to your Gmail account. We only scan emails from known billers and payment providers to extract bill amounts, due dates, and biller names. We do not read personal emails, attachments, or any content unrelated to bills and payments.

2. How We Use Your Data

• Display your bills, due dates, and payment history on your dashboard.
• Detect anomalies such as price increases, unexpected charges, and new billers.
• Send you alerts via push notifications or email digest (if enabled).

3. Data Storage & Security

Your data is stored in a secure Supabase (PostgreSQL) database. OAuth tokens are encrypted at rest. We use HTTPS for all data in transit. Your financial data never leaves your account and is not shared with third parties.

4. AI Processing

For emails from unrecognized billers, we use OpenAI to parse bill details. Only the relevant email snippet (subject line and payment-related content) is sent for processing. No full email bodies or personal content are shared.

5. Third-Party Services

• Supabase — Database and authentication.
• Google Gmail API — Read-only email access for bill detection.
• OpenAI — LLM fallback parsing for unrecognized billers.
• Resend — Transactional email delivery for digest notifications.
• Vercel — Application hosting.

6. Your Rights

You can revoke Gmail access at any time from your Google Account permissions. You may request deletion of all your data by contacting us. Upon deletion, all stored bills, alerts, and account data are permanently removed.

7. Contact

For privacy-related questions, reach out at himanshu.sh1220@gmail.com.